Even if you dont use credit cards you can still pay via paypal if you have a checking or savings account. They don't charge you if I remember correctly and it only takes about 2 minutes to set up. I don't use credit cards at all, but am able to use paypal all the time and have never had a problem.

As far as cdrs with labels - I have about 500 cdrs in my collection and many of them have labels. I have played them on portable stereos, several car stereos, sony and panasonic walkman type players, several computer cd drives, and in my home stereo systems using an old pioneer player and a newer aiwa player - I have never had a cdr with a label not play. Hopefully USADude's experience wont be typical of the new wave of players - why make a newer type that doesnt function as well as the old?
dw